16 Jan Can you sign a property deed without a habitability certificate? Find out here
The habitability certificate is an essential document that certifies a property meets the minimum requirements to be considered habitable. In general, it is necessary in order to sell, rent, or manage essential services such as electricity and water. However, its mandatory nature varies depending on the autonomous community. At Barcelona Flat Hunter, we explain everything you need to know about this important document.
As a rule, a property deed cannot be formalized without having the habitability certificate. This document guarantees that the property meets conditions of hygiene, ventilation, health, and structural safety, and is endorsed by a certified technician and the corresponding city council. Its absence may lead to penalties and significantly limit any real estate transaction.
There are two exceptions that allow a deed to be signed without the certificate: when the property is going to be renovated or demolished, or if the intended use is not as a primary residence. In these cases, the regulations allow for some flexibility, although it is always advisable to regularize the situation to avoid future problems.
Regarding financing, although it is not mandatory to present the certificate when applying for a mortgage, it is recommended. Banks usually require the property to be suitable for habitation, and the absence of this document could complicate the approval of the loan or require special conditions.
Not having the habitability certificate can lead to inconveniences such as being unable to sign the deed, activate basic services, or even register residency at the property.
Finally, it’s important to remember that the habitability certificate is mandatory in some autonomous communities, such as Catalonia, Asturias, or Navarra, while in others, like Madrid or Andalusia, it is not required for the sale.
At Barcelona Flat Hunter, we advise our clients to ensure their real estate transactions are carried out with complete security and in accordance with current regulations. If you have questions about the habitability certificate or any procedure, don’t hesitate to contact us.
